Model Context Protocol server for Prism Wallet. Read your accounts, transactions, budgets, holdings, and net worth — and ask the Prism financial AI — from any MCP-compatible client.
Base URL: https://prism-mcp-677461572521.us-central1.run.app
Provision API keys from the Prism Wallet mobile app:
Tokens look like mcp_<64 hex chars> and are shown exactly once. Pick scopes when you create the key (see below).
mcp:read — Default scope. Grants every read tool and every resource. Does not allow mutations.mcp:write — Grants the budget, categorization, and digest write tools in addition to read access.mcp:* — Wildcard — grants all current and future MCP scopes.Sanity-check the connection with a JSON-RPC initialize call:
curl -X POST https://prism-mcp-677461572521.us-central1.run.app/mcp \
-H "Authorization: Bearer mcp_YOUR_TOKEN_HERE" \
-H "Content-Type: application/json" \
-H "Accept: application/json, text/event-stream" \
-d '{"jsonrpc":"2.0","id":1,"method":"initialize","params":{"protocolVersion":"2025-06-18","capabilities":{},"clientInfo":{"name":"curl","version":"0"}}}'
Pick your client below. All snippets use a placeholder token — replace mcp_YOUR_TOKEN_HERE with the token you minted in step 1.
Jump to: Claude Code (CLI) · Claude Desktop · Cursor · VS Code · Windsurf · Any other MCP client
Run from any terminal
claude mcp add --transport http prism-wallet https://prism-mcp-677461572521.us-central1.run.app/mcp \
--header "Authorization: Bearer mcp_YOUR_TOKEN_HERE"
Adds the server for the current user. Use --scope project to commit a .mcp.json to a repo instead. Verify with `claude mcp list`.
macOS: ~/Library/Application Support/Claude/claude_desktop_config.json
Windows: %APPDATA%\Claude\claude_desktop_config.json
{
"mcpServers": {
"prism-wallet": {
"url": "https://prism-mcp-677461572521.us-central1.run.app/mcp",
"headers": {
"Authorization": "Bearer mcp_YOUR_TOKEN_HERE"
}
}
}
}
Quit and relaunch Claude Desktop after editing. Prism tools show up in the MCP tool picker once the connection is healthy.
Global: ~/.cursor/mcp.json
Per-project: <repo>/.cursor/mcp.json
{
"mcpServers": {
"prism-wallet": {
"url": "https://prism-mcp-677461572521.us-central1.run.app/mcp",
"headers": {
"Authorization": "Bearer mcp_YOUR_TOKEN_HERE"
}
}
}
}
Or use Cursor → Settings → MCP → "Add new MCP server" and paste the same JSON.
Workspace: .vscode/mcp.json
User settings: settings.json under "mcp"
{
"servers": {
"prism-wallet": {
"type": "http",
"url": "https://prism-mcp-677461572521.us-central1.run.app/mcp",
"headers": {
"Authorization": "Bearer mcp_YOUR_TOKEN_HERE"
}
}
}
}
VS Code requires an MCP-capable extension (e.g. GitHub Copilot Chat with MCP enabled). Reload the window after saving.
~/.codeium/windsurf/mcp_config.json
{
"mcpServers": {
"prism-wallet": {
"url": "https://prism-mcp-677461572521.us-central1.run.app/mcp",
"headers": {
"Authorization": "Bearer mcp_YOUR_TOKEN_HERE"
}
}
}
}
Open Windsurf → Cascade → MCP settings → Refresh after editing the file.
Streamable HTTP, JSON-RPC 2.0
{
"mcpServers": {
"prism-wallet": {
"url": "https://prism-mcp-677461572521.us-central1.run.app/mcp",
"headers": {
"Authorization": "Bearer mcp_YOUR_TOKEN_HERE"
}
}
}
}
POST JSON-RPC to /mcp with the Authorization: Bearer header. Most clients accept the mcpServers shape above; otherwise consult that client's MCP docs.
On claude.ai, go to Settings → Connectors → "Add custom connector" and paste these three values:
| URL | https://prism-mcp-677461572521.us-central1.run.app/mcp |
|---|---|
| Client ID | mcp_client_8eb5a7c61c714677 |
| Client Secret | mcp_secret_06b0d375469143e64621bba3f738f5a8bf4772c2cc7cbbf6ec96c6061c5be2dc |
Claude opens a Prism sign-in page in your browser; sign in with your normal Prism email + password and approve. That's it — no further setup. You'll authorize once and Claude refreshes its access automatically.
| Name | Description | Scopes |
|---|---|---|
prism_list_accounts |
List all of the user's connected financial accounts (checking, savings, credit, investments, loans), excluding hidden ones, with current balance and metadata. | mcp:read |
prism_account_balances |
Get a summary of all account balances and the user's total balance across them. | mcp:read |
prism_list_transactions |
List the user's transactions, optionally filtered by date range, account, category, or merchant. Excludes deleted transactions. Pass dates as ISO strings. | mcp:read |
prism_recent_transactions |
Get the most recent N transactions (default 20). | mcp:read |
prism_search_transactions |
Semantic search over the user's transactions using vector embeddings. Use natural language ("coffee in november", "subscriptions over $20"). Only registered when Pinecone is enabled (config.pineconeEnabled). |
mcp:read |
prism_spending_by_category |
Get total spending broken down by category over a period. Returns the breakdown sorted by amount descending. | mcp:read |
prism_get_budget_summary |
Get the current month's budget status for every active budget — budgeted, spent, remaining, and percent used per category. | mcp:read |
prism_recurring_transactions |
List active recurring/subscription charges with cadence and the next expected date, plus an estimated monthly total. | mcp:read |
prism_merchant_spending |
Total spending at a specific merchant (case-insensitive substring match) over the last N months. | mcp:read |
prism_net_worth |
Get the user's most recent net worth snapshot and the last N daily snapshots for trend. | mcp:read |
prism_list_holdings |
List investment holdings (stocks, ETFs, crypto) across all the user's investment accounts. | mcp:read |
prism_list_categories |
List the category tree the user can assign to transactions and budgets. | mcp:read |
prism_dashboard |
Financial overview: 10 most recent transactions, net worth summary with month/year deltas, monthly spend/income, and review/onboarding progress. | mcp:read |
prism_cash_flow |
Current-month cash flow: money in, money out, net cash flow, savings rate, expense ratio, and percentage change vs. previous month. | mcp:read |
prism_cash_flow_forecast |
Forecast daily balance over the next N days using scheduled recurring charges plus a historical daily average of non-recurring transactions. | mcp:read |
prism_monthly_cash_flow |
Historical income, expenses, and net cash flow per month for the last N months. | mcp:read |
prism_financial_health_score |
Composite financial health score (0-100) with per-pillar breakdown (budget adherence, savings rate, debt-to-income, emergency fund, spending consistency, net worth trend) and recommendations. | mcp:read |
prism_compare_spending_periods |
Compare spending between two periods (named periods or custom date ranges). Returns per-category amounts for each period and the delta. | mcp:read |
prism_categorize_transaction |
Set a single category on a transaction (replaces any existing splits). Both transaction and category must belong to the authenticated user. | mcp:write |
prism_split_transaction |
Split a transaction across multiple categories by percentage. Percentages must sum to 100. Replaces any existing splits. | mcp:write |
prism_create_budget |
Create or upsert a budget for a category. If a budget already exists for that category, it is updated. | mcp:write |
prism_update_budget |
Update an existing budget by id. | mcp:write |
prism_delete_budget |
Soft-delete a budget by id. | mcp:write |
prism_mark_digest_read |
Mark an AI digest as read for the authenticated user. | mcp:write |
prism_update_transaction |
Update a single transaction's name, merchant, amount, date, category, notes, isTransfer, isExcluded, or reviewed flag. | mcp:write |
prism_bulk_update_transactions |
Apply the same field updates to many transactions in one call. All transactions must belong to the authenticated user. | mcp:write |
prism_set_account_visibility |
Show or hide an account from the user's dashboards and aggregates (toggles Account.isHidden). | mcp:write |
prism_disconnect_institution |
Disconnect a linked institution (Item) — revokes the provider access token where possible and deletes the item along with its accounts, transactions, holdings, and related data. | mcp:write |
prism_refresh_institution |
Trigger a manual sync for a linked institution. Rate-limited to two refreshes per item per day. Returns the refresh count remaining. | mcp:write |
prism_create_category |
Create a custom spending or income category scoped to the user. | mcp:write |
prism_update_category |
Update a user-owned category's name, color, icon, or type. System categories cannot be edited. | mcp:write |
prism_delete_category |
Soft-delete a user-owned category. System categories cannot be deleted. | mcp:write |
prism_create_recurring_transaction |
Create a manual recurring transaction (subscription, bill, paycheck, etc.) on a user-owned account and category. | mcp:write |
prism_update_recurring_transaction |
Update a manual or detected recurring transaction. Marks the record as user-changed so later detection cycles do not overwrite it. | mcp:write |
prism_archive_recurring_transaction |
Archive a recurring transaction (marks it inactive). Optionally record a reason and note. | mcp:write |
Read-only data sources addressable via MCP resource URIs.
| URI | Description |
|---|---|
prismwallet://accounts |
Accounts All visible financial accounts and current balances. |
prismwallet://budgets/current |
Current budgets Status of every active budget for the current month. |
prismwallet://net-worth |
Net worth Latest net worth snapshot and 30-day history. |
prismwallet://transactions/recent |
Recent transactions The 30 most recent non-excluded transactions. |
prismwallet://recurring |
Recurring transactions Active subscriptions and recurring charges. |
prismwallet://categories |
Categories The user's category list (system + custom). |
All data is automatically scoped to the API key owner. Tokens are stored hashed (SHA-256); revoke a key any time from the same "API Keys" screen in the mobile app.